Product A
Wave
by Wave Financial
Completely free accounting and invoicing for freelancers and micro-businesses.
Free tier
Visit Wave →Product B
Zoho Books
by Zoho Corporation
Full-featured accounting at a price that undercuts every major competitor.
Free tier
Visit Zoho Books →Side-by-Side Comparison
| Feature | Wave | Zoho Books |
|---|---|---|
| Price | FreeBetter | Free |
| Free Tier | Yes | Yes |
| Top Pros | Core accounting and invoicing is genuinely free | Best price-to-features ratio in the market |
| Double-entry accounting included | Free tier for small businesses | |
| Receipt scanning included | Deep Zoho ecosystem integration | |
| Top Cons | Support limited on free plan | Less accountant adoption than QBO/Xero |
| Payroll only available in US and Canada | Free plan limited to 1,000 invoices/yr |
Choose Wave if you…
- Want: core accounting and invoicing is genuinely free
- Want: double-entry accounting included
- Want: receipt scanning included
Choose Zoho Books if you…
- Want: best price-to-features ratio in the market
- Want: free tier for small businesses
- Want: deep zoho ecosystem integration