Product A
FreeAgent
by FreeAgent
UK-focused accounting designed for freelancers and small agencies.
$19mo
Visit FreeAgent →Product B
Xero
by Xero Limited
Cloud accounting built for growing businesses with strong UK and AU support.
$29mo
Visit Xero →Side-by-Side Comparison
| Feature | FreeAgent | Xero |
|---|---|---|
| Price | $19moBetter | $29mo |
| Free Tier | No | No |
| Top Pros | Best HMRC Making Tax Digital compliance | Unlimited users on every plan |
| Self Assessment tax forecasting | Strong multi-currency (Premium) | |
| Time tracking and project billing | 1,000+ app integrations | |
| Top Cons | Primarily UK-focused — limited use elsewhere | Payroll limited to certain countries |
| Fewer integrations than QBO/Xero | Starter plan caps invoices and bills |
Choose FreeAgent if you…
- Want: best hmrc making tax digital compliance
- Want: self assessment tax forecasting
- Want: time tracking and project billing
Choose Xero if you…
- Want: unlimited users on every plan
- Want: strong multi-currency (premium)
- Want: 1,000+ app integrations