Product A
FreeAgent
by FreeAgent
UK-focused accounting designed for freelancers and small agencies.
$19mo
Visit FreeAgent →Product B
Wave
by Wave Financial
Completely free accounting and invoicing for freelancers and micro-businesses.
Free tier
Visit Wave →Side-by-Side Comparison
| Feature | FreeAgent | Wave |
|---|---|---|
| Price | $19mo | FreeBetter |
| Free Tier | No | Yes |
| Top Pros | Best HMRC Making Tax Digital compliance | Core accounting and invoicing is genuinely free |
| Self Assessment tax forecasting | Double-entry accounting included | |
| Time tracking and project billing | Receipt scanning included | |
| Top Cons | Primarily UK-focused — limited use elsewhere | Support limited on free plan |
| Fewer integrations than QBO/Xero | Payroll only available in US and Canada |
Choose FreeAgent if you…
- Want: best hmrc making tax digital compliance
- Want: self assessment tax forecasting
- Want: time tracking and project billing
Choose Wave if you…
- Want: core accounting and invoicing is genuinely free
- Want: double-entry accounting included
- Want: receipt scanning included